Investec unveils fifth series of structured products

Investec Structured Products has released its fifth series, including the latest issue of its accumulation, investment and income plans. The five-year FTSE 100 and RPI Combination Plan 4 offers annual payments equivalent to 7.5% of the initial investment, and full indexation to the Retail Prices Index (RPI): 37.5% of the initial investment is placed in term deposits, which are guaranteed at maturity. A maturity payment equal to 100% of the initial investment is provided, as long as the FTSE 100 does not halve at any point during the term.

In the accumulation category, Investec has launched the Guaranteed 3-year FTSE 100 Plan 5 and the Guaranteed 5-year FTSE 100 Plan, both guaranteeing the initial deposit at maturity. The three-year product offers two options, one delivering 300% of the FTSE 100 growth over the term, subject to a maximum return of 30%, and the other providing the greater of 5% minimum return, or 100% of FTSE 100 growth over the term subject to a maximum of 30%.

The five-year plan also offers two options, with