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As Australia’s financial services regulator, the Australian Prudential Regulation Authority (APRA) oversees A$1.5 trillion (US$996 billion) in assets for 20 million Australians. It might therefore seem surprising that the person who heads APRA’s policy, research and consulting department, which supervises banks, credit unions and building societies, speaks with an American accent.

Charles Littrell, executive general manager for policy, research and consulting at APRA in Sydney, was born in

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