Industry responds to Cad3


-- The European Commission has published the majority of the Capital Adequecy Directive (Cad3) response papers it received via its website in mid-April. Amongst the papers -- which hailed from regulators, industry associations and individual firms -- were a number of comments about the impact of the op risk charge on banks and investment firms within the European Union (EU).

One of the hottest topics was the decision to impose the op risk capital charge on investment firms. The primary

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