Insurance
Swedish Solvency II discount rate move 'must address sensitivity concerns'
Extrapolation methodology must be robust and allow insurers to manage solvency positions, says Insurance Sweden
Insurers ramp up commercial loan portfolios in response to Solvency II delays
Firms seek short-term opportunities before directive implemented
Swedish regulator to introduce Solvency II discount rate in 2014
Long-term solution to discount rate needed due to Solvency II delays, says regulator
CRO 3.0: how the risk function is evolving
Louie Woodall talks to four chief risk officers about how the risk function is responding to the economic and regulatory challenges facing the insurance industry
Non-linear momentum strategies
Non-linear momentum strategies
Banks hunt for asset-backed securities as liquidity swap market stagnates
Lloyds Bank one of a number sourcing assets from smaller institutions to meet demand from insurers
Insurers should stop using liquidity swaps - FSA
Companies should invest directly in long-term assets, says senior official
State regulators clash over US life reserving principles
The NAIC’s proposals for a principles-based approach to reserving for life products has largely been met with agreement from most US states. But with the New York and California state regulators dissenting, the NAIC has a fight on its hands before the…
VA providers seek regulatory boost to products in Asia
Variable probabilities
Insurers to chase liquidity premium in 2013 – BlackRock
Exposure to collateralised loan obligations, infrastructure finance and high-yielding bank loans set to increase
Insurers to target export finance loans as banks withdraw
Sovereign-guaranteed loans provide yield boost for insurers
Cat bond market poised to boom in 2013
Bond boom
Sidecar capacity set to grow as capital market investment increases
Third-party solutions increasingly sought by firms seeking reinsurance and retrocession
Insurers welcome FSA concessions on mutual capital
But questions remain over cost and complexity of regulator's proposals
Insurers grapple with Solvency II economic capital projections
Capital projection
Lack of clarity on calculation parameters jeopardises long-term guarantees test
Concerns that technical specifications may be released only days before assessment is launched
Insurers pose less systemic risk than banks, shows study
Geneva Association research shows proposals for regulating systemically risky insurers are'misguided'
Further longevity deals expected in 2013
More deals expected to take place in 2013, but complexity of transactions is expected to limit market growth
Insurance Risk North America: Insurers must 'break addiction to policy guarantees' in low-rate environment
Lack of product innovation means not enough products work in the low interest rate environment, panellists complain
The unintended consequences of the UFR
Annuity dawns
Investment in infrastructure set to rise as insurers seek yield
Swiss Re infrastructure deal shows developing appetite of insurers to finance long-term projects
German insurers' life guarantee reserves 'to double' in 2013 as low yields bite
Increased ZZR reserves 'threat to insurers' business model'