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Credit risk

Clearing the obstacles

Credit quality is essential to every energy firm’s success, as recent problems at Aquila and Dynegy attest. Couple this with the post-Enron threat of increased regulation for OTC energy derivatives and it is clear that the energy trading market needs…

Rating agencies raise the bar

Confidence in energy traders has never been lower, and the metrics the rating agencies apply to their business are changing. James Ockenden assesses the damage

The maturity effect on credit risk capital

In a mark-to-market approach to credit risk capital, ratings or spread volatility has the effect of making longer-maturity loans more capital-intensive. This is incorporated in the current Basel II proposals via a maturity adjustment factor. Arguing that…

IMF seeks scrutiny of insurers' credit risk

The International Monetary Fund (IMF) says greater information about insurers' financial markets activities – including credit risk transfers – is needed before their implications for financial stability can be clearly ascertained.

Fitch hits back at Moody's in CDO ratings row

Rating agency Fitch moved to defend its standing in the collateralised debt obligation (CDO) rating market by slating the ‘notching’ practices used by rival rating agency Moody’s in a formal report yesterday.

Weaving an integrated solution

A treacherous credit environment and growing awareness of the danger of credit and market risk correlation have convinced financial institutions that they need to evaluate these exposures together. To get a unified view, will they need to adopt unified…

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