Risk Learning Faculty members

Andrew Sheen is a senior risk professional and consultant, and a member of the faculty at Risk Learning. He spent eight years at UK financial regulators (initially at the Financial Services Authority and then at the Prudential Regulation Authority), where he assessed operational-risk frameworks across a wide variety of financial institutions and represented the UK on the Basel Committee on Banking Supervision’s Operational Risk Working Group and the European Banking Authority’s Operational Risk Working Group.

Building on this regulatory experience, he founded his advisory firm, AJ Sheen Consulting, through which he provides consulting, training and thought-leadership services in operational risk, resilience and regulatory matters.

Andrew is also a recognised speaker and panellist at major operational-risk conferences globally, and co-author (with Dr Jimi Hinchliffe) of the book Integrated Operational Risk Management: Tools, Techniques and Meeting Regulatory Expectations 

Op Risk

Jimi has over 25 years of experience in operational risk and regulation. Jimi has held several roles at the UK regulator, including as an operational risk policy SME (attending the EU Commission Working Group on Other Risks), Basel 2 technical specialist and manager of the Basel 2 implementation team, during which time Jimi attended Basel colleges in Canada, USA and Japan and worked with overseas regulators on AMA and IRB applications for their banks in the UK.

Jimi was also a UK FSA supervisor of GSIFI banks from Japan and America leading many inspection visits and examinations on a broad range of topics. Jimi then held senior positions within the GSIFI MUFG, including as head of EMEA regulatory affairs, as head of compliance policy, risk and regulatory affairs and as regional head of Middle East compliance. Between May 2017 to March 2021 Jimi was chairman of the Institute of Operational Risk (IOR) in England & Wales (having been a member since 2006 and a fellow since 2016, and for 2 years as a board member), and is an advisory board member at CeFPro. Since 2016 Jimi has been a consultant specialising in operational risk, resilience and regulatory advisory and training and in 2023 became a faculty member at Risk Learning. 

Op Risk

David has over two decades of experience spearheading large-scale, complex programs across wealth management, investment banking, risk, operations, and finance. He is committed to leveraging data and innovation to drive tangible value. He currently holds the position of chief data officer at State Street Bank International and leds BCBS 239 compliance. Previously, he was chief data officer in the asset management function at Credit Suisse. He has a keen interest in the disruption happening in the market through technology and artificial intelligence. 

Data & technology

Beata’s background is strongly focused on Interest Rate Risk in the Banking Book (“IRRBB”), Balance Sheet Management, Funds Transfer Pricing (FTP) and behavioural modelling for banks asset liability management purposes. She has spent most of her career managing IRRBB and FTP  for a number of financial institutions.

Currently she leads Treasury department at Allica Bank in London. In her previous position she was a Head of the Market and Liquidity Risk Department in MeDirect Group in London with the main focus on IRRBB, Market Risk and Balance Sheet Management. Beata is also a member of the BTRM Faculty founded by Professor Moorad Choudhry in London.

Beata holds a PhD in Finance from Wroclaw University of Economics. Her research publications have enjoyed strong reviews by academics and industry practitioners. Beata is an author of the book “Asset Liability Management Optimization – A practitioner’s guide to balance sheet management and remodelling” published by Wiley & Sons Ltd in London and “Interest Rate Risk in the Banking Book: A best Practice Guide to management and hedging”. In addition, Beata is actively providing trainings for professionals from the banking industry in Latvia, Poland, UK and in the US.

Her main areas of specialization include: Funds Transfer Pricing, Interest Rate Risk in the Banking Book, Asset Liability Management and Balance Sheet management through FTP and optimization.

Treasury & capital markets

Jesús Calderón advises Canadian and international clients in the financial services and energy industries on the implementation of data-driven solutions for risk management in banking, insurance, capital markets, and energy trading, as well as anti-money laundering and regulatory activities. Jesús has over twelve years of experience in risk management, internal audit, and fraud investigations, where he has specialized in the application of data science and machine learning methods to optimize risk control activities and examinations.

AI & machine learning

Paul Chammas is a seasoned technology-risk and cybersecurity consultant who co-founded Quantum Risk Advisory (QuRISK) in 2021 alongside Jimmy Saade, driven by the conviction that quantum technologies will be a game-changer for risk management.

Before founding QuRISK, Paul accumulated over 12 years of experience at major consulting firms, specialising in innovation, technology risk and cybersecurity. He holds a Telecommunication Engineering diploma from EFREI Paris and an Advanced Master in Technology Management from HEC Paris, and is certified CISA, CRISC and ISO 27005.

At QuRISK, Paul leads the firm’s efforts in emerging-technology risk and cybersecurity, particularly focusing on quantum-era threats, post-quantum cryptography and supporting organisations to adopt safe quantum-enabled practices. 

Data & technology

Peter is a risk management specialist and global risk management trainer with a focus on ESG, sustainability and climate risks. He has over 17 years of experience in risk and finance processes and technology. His main competency areas include enterprise risk management, model risk management, financial risk management, risk data and analytics, finance and risk management technology and risk regulations. He is passionate about helping companies to improve their existing risk, finance, climate and ESG processes, providing advice, educating and driving business development in these areas. He carries out research and collects best practices in risk management, which he shares via webinars, trainings and articles. 

Climate risk & sustainability

Elena Pykhova is award-winning risk expert, author, international trainer and educator. She is the founder of a boutique risk management consultancy, The OpRisk company, specializing in risk transformation, board and executive level advice on effective operational and enterprise risk management strategy, design and implementation. Elena is an author of a best-selling book, Operational Risk Management in Financial Services: A Practical Guide to Establishing Effective Solutions. She is a renowned educator, running public and in-house training courses in the UK and internationally for world-leading organisations including the London Stock Exchange Group Academy, Euronext, Risk.net, the Moller Center Cambridge University, and the Institute of Internal Auditors. Elena is a thought leader, influencer and founder of a prominent industry think tank, the Best Practice Operational Risk Forum. She is a former Director for Education at the Institute of Operational Risk and chair of the Expert Panel for the Association of Foreign Banks. Passionate about the discipline, she founded her training and consulting practice after 20 years of experience in senior roles at Fortune 500 companies.

Op Risk

Navin is an ex-banking professional, and most recently was working as a senior leader and practitioner, with 20+ years of banking, corporate, and big four experience. He advises board and CxO members across business and technology, using domain expertise that focuses on sustainability, capital markets, and risk management, driven by prudential regulation in ESG, climate risk, carbon markets, sustainable financing, net zero, and capital management impacting an institutions’ strategy, governance, and implementation.

Navin was most recently leading the sustainability business and technology delivery for TCS and Tata clients. His international experience assisted in building diverse global teams.

Navin sits on a number of government and private industry committees, developing and influencing public policy on sustainability standards. Navin supports the financial markets community via mentoring of professionals and serving as the co-chair of the PRMIA ESG Working Group & PRMIA SteerCo. He is a regular speaker and chair at conferences, as well as a frequent commentator and author to the media on financial market regulations, including a column on sustainability that is published in ILFR.

Climate risk & sustainability

Grigoris has over 26 years of experience in predictive modelling and risk management. He is the president and founder of InfoAgora that provides risk management consulting and more to financial services organisations. He is an adjunct professor in the department of computer science at the University of Toronto.

Prior to founding InfoAgora, Grigoris was working at CIBC as vice president of customer behavior analytics, responsible for customer decisioning and credit risk measurement solutions for adjudicating new customers and proactively managing existing ones. He has been a postdoctoral fellow in the Institute of Information Technology at the National Research Council. He is on the PRIMA subject matter boards for stress-testing and enterprise risk management and has published more than 40 papers in journals and conference proceedings. He holds a PhD in computer science. 

Quant & model risk

With over 26 years of experience in the financial service industry, Julien is a commercially astute risk expert who understands the vital connection between people, culture and effective risk management. He has held diverse roles throughout his careers, from front-office trader to chief risk officer and transformation leader, giving him a unique perspective on the intersection of human behaviour and risk assessment.

His expertise lies in helping organisations to turn their risk, compliance, and assurance management functions into strategic business enablers while nurturing an inclusive and psychologically safe culture. He also has successfully led organisations through complex risk and compliance transformations, establishing effective risk management capabilities and governance, all while prioritising and fostering psychological safety. By delivering a stronger risk narrative for clients and strengthening their license to operate, he has shown that creating a people-centric risk management approach is not only beneficial but also a strategic competitive advantage.

Op Risk

Giovanni is associate partner and head of asset liability management (ALM) and liquidity risk competence line for international markets at Prometeia.

He has over ten years of experience in advisory and implementation of ALM and treasury risk methodologies, supporting banks in aligning processes with their level of sophistication, regulatory requirements, and market environment. He also has a proven track record in leading business development initiatives and successfully delivering projects across multiple countries, driving and coaching teams of functional and technical consultants.

With a strategic perspective on ALM risks, Giovanni brings strong expertise in ALM, helping financial institutions strengthen their risk frameworks and decision-making processes.

He also has experience working with Central Banks.

Treasury & capital markets

Bozena Gulija is a financial sector professional with primary expertise in banking regulation and risk management, whose experience spans the private and public sector across several jurisdictions (EU, Netherlands, Belgium, Germany, Luxembourg and Croatia). She has worked for private companies including ABN AMRO, Euroclear, State Street, Nordea, and Intesa Sanpaolo Group, and public institutions such as the European Court of Auditors, the Croatian National Bank, and the Institute for International Relations. Bozena has been actively collaborating with several professional and academic institutions through lectures and research projects (e.g. Warwick University, Zagreb University, IADI-BIS, Central Banking, Risk.net) and as an author and reviewer (e.g. Financial Regulation International, IFLR - International Financial Law Journal, Journal of Banking Regulation).

Treasury & capital markets

Dr Formenti was previously Head of the Fund Transfer Pricing team atUniCredit. He used to be a banking book trader for IRR management, and an expert of behavioural models used in ALM in Group Finance. He has also five years of experience modelling market (VaR, SVaR), counterparty credit risk (back-testing, stress testing and general Wrong Way Risk), liquidity risk (ALM behavioural models) and credit VaR (structural Merton model for ICAAP).
He is currently an external professor of asset management (Master and PhD) at Liuc University, Castellanza and of market risk at MPI (Politecnico, Milano). He has previous teaching experience at HEC, Paris and Tor Vergata, Rome. He is a frequent speaker for Risk Learning on the topic of behavioural modelling. 

Treasury & capital markets

Nick is founder and CEO of FinTorque Pte Ltd a consulting company, providing bespoke Finance, Risk & Treasury solutions for FI’s.  He also co-founded a Singapore Fintech Company, Augury Insights Pte Ltd which develops balance sheet simulation software and gamification of financial training.

Recent consultancy assignments include digital banks (Philippines, Malaysia, Singapore) and non-bank regulator (Cambodia). He has multiple training and speaking engagements both public and private with FI’s on Treasury, Risk & Finance in Asia, Middle East & Africa. He is a Risk faculty member of the London IBF.

He also advises fintech and e-tech start-ups on capital raising and international business expansion. Current advisory roles include a pre-series “A” insurtech company.

He was formerly a Financial Sector Consultant for the International Monetary Fund (IMF) analysing changes in the provision of financial services in global markets and how these are impacting financial stability, smooth functioning of markets and access to bank credit.

Prior to that he was a senior Treasury & Risk professional in 4 global banks for 35 years, mainly in Asia, managing highly profitable trading rooms, conducting balance sheet management reviews and administering Funds Transfer Pricing Policy. 

Treasury & capital markets

Daniel is a risk & compliance subject matter expert (SME) with over 16 years of global experience, having worked for major financial institutions and consulting firms in Latin America, Europe, and Asia. Previously, he led the risk management global practice at Verdantix, where he led the market research intelligence and provided advisory services on risk and compliance matters. Daniel holds a BA degree in economics.

Op Risk

Eric Tham is a Senior Lecturer in Data Science & FinTech at James Cook University. He brings over 16 years of experience in the financial industry covering quantitative development, risk management and FinTech prior to taking up his academic role.

He holds a PhD in Finance and an MS in Financial Engineering, with research interests spanning behavioural finance, asset pricing, and the application of AI/ML in financial services.

At JCU he combines academic rigour with real-industry insight, teaching data science and FinTech modules and publishing work on topics such as social-media trust and digital finance.

Quant & model risk