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Prospectus prospects

The European Union's Prospectus Directive is meant to provide a single regulatory framework for structured products across Europe. Some dealers believe it is already having a positive effect on the Italian market. Others remain cynical. By John Ferry

A pillar of solvency

Paul Sharma, head of policy for banking, insurance and securities at the UK's Financial Services Authority, talks about life at the sharp end of insurance reform. Nicholas Dunbar reports

New Swiss rules reveal hidden capital

Statutory or book reserve capital requirements, a mainstay of continental European insurance regulation, may come under pressure as practitioners digest the results of a field test of new solvency rules conducted by Switzerland's insurance regulator.

BaFin eases clearing house restrictions

BaFin, the German regulator, has removed a requirement for financial institutions to hold capital against transactions with swaps clearing counterparties – a rule that had threatened German banks' use of SwapClear.

Coping with complexity

The demand for risk-based technology has never been higher due to changing business practices, growing regulatory burdens and burgeoning demand for cross-asset class products. But new entrants can still gain market share in niche areas.

Legal spotlight

Helen Marshall, an attorney at Bingham McCutchen in London, reveals the seven deadly sins of the Market Abuse Directive in the UK

Clash of the regulators

As the pace of the Solvency II process to reform European insurance supervision quickens, British and French regulators have clashed over the use of market-consistent solvency requirements, to the alarm of proponents of risk-based supervision.

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