Payments
Not all payments are created equal: segmenting the payment landscape
This paper provides a broad perspective by taking into account payments globally in a comprehensive way: from card payments to real-time gross settlement
Reaction functions of the participants in Colombia’s large-value payment system
This paper investigates how participants react to major incidents in a payment system, contributing to the literature on payment reaction functions.
The global network of payment flows
This paper considers a network of cross-border SWIFT message flows where nodes are the countries in which the sending and receiving banks are domiciled. The authors analyze how the payment flows reflect or predict various aspects of the real economies.
Faster payments in Denmark
A number of countries are introducing faster settlement of retail payments due to increasing consumer demand.
Inferring unsecured interbank loans and interest rates from interbank payments: an evaluation
We investigate whether overnight unsecured interbank loans and interest rates can be reliably inferred at the market and bank level from central banks’ interbank payments data.
The impact of retail payment innovations on cash usage
This study examines the effect of retail payment innovations on the use of cash at the point of sale.
US regulators 'hostile' to digital currencies
EU regulators have yet to consider their approach to currencies such as Bitcoin
Bitcoin, money laundering and compliance risk
Small but growing, electronic currencies promise privacy and anonymity for users – and plenty of new issues for banks
ECB aims to increase protection of internet payments
New guidelines outline minimum standards for industry
EPC chairman 'shocked' at Brussels' 'competing' Sepa schemes
European Payments Council chair slams European Commission's willingness to allow operation of multiple, national Sepa schemes; says plan would thwart aims of Sepa
Payments providers split over Sepa end dates
Comments released by the European Commission show that European institutions and banking associations disagree over Sepa proposals to seperate end dates
Sepa in trouble from all angles, says report
The European Union’s drive to harmonise payments is overly ambitious, warns study
US fines Lloyds TSB $350m for breaking international rules
Losses & Lawsuits
Process failings cost Europe €21 billion
Daily news headlines
Fed proposes unfair practices rules for cards and overdrafts
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McCreevy: How to get the best from Sepa
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Danish banks ready for Sepa
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