A flexible friend

Clive Davidson
01 Feb 2006

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Institutional investors have traditionally had the best of the structured products market. These customers have the clout to specify product features and payouts, enabling them to invest in made-to-measure structured products that suit their market view and risk appetite. High-net-worth and retail investors, however, have had to choose their investments off-the-rack. The products are standardised and marketed to tens of thousands of investors over a limited subscription period.

But that's not

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