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Insurance Risk

Future planning

Deloitte and Credit Suisse have made particularly strong showings in Life & Pensions’ third annual insurance rankings, after a long and difficult year in which insurers have been busily preparing for the implementation of Solvency II. Andrew Sheen reports

Open for hedges

India’s insurance sector has long been hamstrung by its inability to use equity derivatives. This is about to change with the country’s insurance regulator set to relax the rules on derivatives. But are India’s insurers ready for synthetic instruments?…

Health kicks

The US pension sector is having to cope not just with the increased cost of retirement provision but also the attendant healthcare obligations many schemes are under – liabilities that must now be accounted for upfront. Andrew Sheen reports

Institutional memory

Ninety-year-old TIAA-Cref is one of the US’s oldest providers of retirement services and came into the financial crisis with experience of past crises galore. But did history help it when the crunch bit, and how will its business model learn from this…

Conservative concerns

The first stage of the Solvency II directive was characterised by a period of political horse trading that resulted in the exclusion of group support and the inclusion of the equity duration principle, to the general consternation of the European…

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