The hybrid split


“Ceiops is not very popular with the industry right now,” says Carlos Montalvo, the genial secretary-general of the body charged with bringing the European Commission’s (EC) vision of Solvency II  into a practical reality. The cause of this unhappiness is the raft of consultation papers (CPs) that the Committee of European Insurance and Occupational Pensions Supervisors brought out on July 1 – papers that proved far from palatable when the insurance industry digested  them over its summer

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