Royce-Bean bill 'a call for deregulation'


A bill calling for reform of US state regulation of the insurance industry has caused controversy among insurers.

The proposal, the National Insurance Consumer Protection Act, introduced by Congress members Melissa Bean and Ed Royce, would create an Optional Federal Charter to regulate the industry. Insurers would effectively be able to choose which regulatory regime - state or federal - to adhere to, leading to accusations of industry deregulation by the bill's opponents.

Roger Sevigny

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