A long road ahead

Basel II

When Morris Batty, Melbourne-based head of the Basel II programme at Australia and New Zealand Bank (ANZ), officially started work on his bank's revised capital framework plan at the end of 2001, his understanding was that he was starting a marathon. Seven years later, he thinks that initial sentiment was a little naive. "At the end of December, I realised I haven't been running a marathon - I've only been training for one. The marathon has started now," he says.

Batty is not alone. The new risk

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