Mind the gap
Credit Risk
The mortgage lending market in the UK has become increasingly credit-sensitive in recent years – that much is evidenced by the increase in discounts and options on offer to borrowers and the rise in ‘sub-prime lending’ – mortgage loans to lower-quality borrowers.
But there is plenty of room for the UK mortgage market to become even more efficient by the time Basel II, the new capital Accord on bank regulatory capital, comes into force in 2007.
Bill Tonks, director of risk management at
Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.
To access these options, along with all other subscription benefits, please contact info@risk.net or view our subscription options here: http://subscriptions.risk.net/subscribe
You are currently unable to print this content. Please contact info@risk.net to find out more.
You are currently unable to copy this content. Please contact info@risk.net to find out more.
Copyright Infopro Digital Limited. All rights reserved.
You may share this content using our article tools. Printing this content is for the sole use of the Authorised User (named subscriber), as outlined in our terms and conditions - https://www.infopro-insight.com/terms-conditions/insight-subscriptions/
If you would like to purchase additional rights please email info@risk.net
Copyright Infopro Digital Limited. All rights reserved.
You may share this content using our article tools. Copying this content is for the sole use of the Authorised User (named subscriber), as outlined in our terms and conditions - https://www.infopro-insight.com/terms-conditions/insight-subscriptions/
If you would like to purchase additional rights please email info@risk.net
More on Basel Committee
Regulation
Regulated firms warn against crypto market lockout
Onshore participants urge regulators to bring cryptocurrency trading out of the ‘shadows’
Receive this by email