The technology dilemma



It's a tough call for banks in Asia. On one hand, many are still suffering from the effects of the Asian crisis in 1997–98 – non-performing loans continue to weigh down financial institutions across the region, while the current global downturn has hardly improved the financial situation of banks. On the other hand, the need for sophisticated risk management systems has never been greater.

The imminent arrival of the new Basel Accord in 2005 is a case in point. The proposals are aimed

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