Eric Falkenstein is leaving his post as senior vice president for capital allocation at KeyCorp. He will soon relocate to the Risk Management Services division of Moody's Investor Services, where he will develop risk benchmarks for commercial loan applications.

Michelle McCarthy is leaving her position as risk product manager for vendor IQ Financial, and will take on similar duties for Bankers Trust in its Raroc 2020 risk measurement service bureau for institutional investors in the custody area

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