UK market feels the strain

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"A long time ago I said structured products were useless," says Peter McGahan, managing director of Berkshire-based Worldwide Financial Planning, an independent financial adviser (IFA) in the UK. "It's good that these products are no longer being touted and it's very good that a leader in the market is pulling out."

That market leader is Bristol & West, part of the Bank of Ireland Group, which decided to call it a day last month after five years of distributing its growth deposits to IFAs. Br

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