RDR rules risk being seen as a product endorsement, say IFAs

Fears that focus on product governance post-RDR will be seen as an endorsement by the UK regulator

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Investors in the UK may interpret extra rules on governance, which will accompany the introduction of the Retail Distribution Review (RDR), as a product endorsement by the Financial Services Authority (FSA), according to some independent financial advisers (IFAs).

The FSA's senior associate Richard Lawes was grilled about these unintended consequences of the RDR at a conference on structured products held by the UK Structured Products Association (SPA) in London on October 23.

An IFA at the

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