Gilliat note provides choice of counterparty

A tale of two issuers

choices0

This five-year structured product from Gilliat Financial Solutions is linked to the performance of the FTSE 100 Index and comes in two options, each of which offers investors a choice of either Morgan Stanley or Royal Bank of Scotland (RBS) as the issuer. One version is aimed at investors seeking an income throughout the life of the product and the other at those who want a return at maturity. Investors in the first option can choose whether to receive quarterly income payments capped at 2.06% (

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