FSMA consultation reveals disparity over structured product complexity in Belgium

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Debate about product complexity rages in Belgium

Responses to calls for comments by Belgium's Financial Services and Markets Authority (FSMA) in a survey of 36 investors, trade associations and product creators and distributors have revealed differing views over which underlyings should be accessible to retail investors, and whether capital-protected products should be classed alongside riskier products.

The responses from the consultation, published on July 10, show that consumers appear to have largely aligned themselves with the FSMA in

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