This product is linked to the Standard & Poor's/Australian Stock Exchange 200 Index (S&P/ASX 200), the benchmark index of the Australian stock market, which comprises the 200 largest stocks by market capitalisation listed on the Sydney Stock Exchange.
It is a fairly straightforward product that offers full principal protection at maturity with 110% gearing, subject to a 60% cap on total investment returns. The term is five years.
If the final level of the S&P/ASX 200 is below its initial level,
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