Review: Incapital digital growth plan

Incapital Europe is offering a fixed return of 68% is the FTSE 100 is at or above its starting level, although risks capital if the index falls below a 50% barrier. The six-year product is the second in a series of digital growth plans

Product description

This is the fourth Incapital Europe plan to be released in the UK and the second in its Digital Growth Plan - FTSE 100 Index Series.

The final index level is defined as the closing level on the final day of investment. If the final level is equal to or higher than the initial one, investors will receive a 68% return and a full return of capital. The equivalent annual compounded rate of return is 9.03%, which is much higher than the risk-free rate.

If the index is lower than

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