Product review: Risking the first 10%

Gilliat Financial Solutions’ Income Series 2 comprises three six-year income products linked to the performance of different indexes. The product offers a fixed annual return of 2% irrespective of index performance, and bonus payments that differ depending on which underlying is chosen. Capital is at risk on a 1:1 basis for the first 10% loss in the index, while the remaining 90% of capital is at risk only if the 50% barrier is breached and fails to recover to its initial level.

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