IFA Editorial: Not enough

Richard Jory
Richard Jory, Editor

If the financial crisis has taught independent financial advisers (IFAs) one thing, it’s that they are not offering their clients enough structured products. During the past year, the majority of UK IFAs responding to the second annual Structured Products IFA survey have offered far more structured investments to their clients than they did in 2008.

Most investors first acquaint themselves with structured products for reasons of safety. The initial attraction is the capital guarantee that comes w

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