Product review: access to gold

Product description

This is a five-year income product linked to the price of gold, paying coupons equal to the greater of 2% or the performance of gold providing the gold price does not rise above 119% of its initial value during the coupon period. Capital is protected at maturity.

The product is linked to the price of a troy ounce of gold, also known as the London PM Fix. In the US, structured products that provide access to commodities are either linked to a commodity index or a single

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