The first option, linked to the FTSE 100 index, will pay monthly income of 6.5% annualised. The second choice on offer is the S&P Goldman Sachs Commodity Index - Excess Return, which if selected will boost the annualised rate to 7.2%. The final option is the FTSE/Epra Nareit Developed Europe Index, which tracks the performance of listed European real estate companies and real estate investment trusts. It provides the highest annualised rate of 7.5%.
Should whichever underlying index is chosen fa