The White stuff


Recent months have seen more and more advisers deserting investment banks to set up shop alone. The trend is a result of several factors, such as lingering uncertainty about job security at wirehouses, uneasiness about when the harsh media glare might turn to large retention bonuses, and concerns about how investment banks might ultimately be regulated.

Advisers working in closed architecture banks are also restricted to recommending products from their own employer, which can lead to

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