Morgan Stanley launches three new products

Morgan Stanley has launched three new products: the FTSE Capital Plus Plan 8, the Emerging Markets Growth Plan 3, and the FTSE Protected Growth Plan 19.

The six-year Capital Plus Plan 8 offers growth equal the greater of either 30% times initial capital or 65% times the growth percentage of the FTSE 100 Index. Initial investment is returned in full at maturity.

The Protected Growth Plan 19 is fully capital guaranteed and offers growth equal to the initial investment multiplied by 160% times the percentage growth of the FTSE 100 Index.

The six-year plan holds an early exit feature whereby if the early exit index level is 30% or more than the

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