SG Excels in Hong Kong

The one-year note, which is not principal protected, offers a quarterly automatic redemption option linked to the performance of the best-performing stock in a basket comprising CNOOC, China Communications Construction, China Life Insurance and China Merchants Bank. The note offers a potential return of 20% per annum.

If on any valuation date prior to the final date the closing price of the best performing stock in the basket is at or above its callable price (its initial price) the note will be

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