Accentuate the positive


Everywhere in the financial markets, people are looking desperately to the clouds to find that little ray of sunshine that will give them enough hope to continue. But while 2002 does promise the occasional burst of relief, the overall credit risk environment will remain a very challenging one.

Late February pronouncements by the US Federal Reserve and the Bank of England are predicting an economic rebound in those two countries over the course of 2002. This is welcome news – in 2001, the global

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