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Default Modelling

Just a year ago, investors began to focus more intently on the performance of subprime mortgages. Default and delinquency levels were beginning to rise, sending the first early warning of the storm that would follow. Since then, the 25th of the month has become a critical day for subprime and other mortgage investors. The 25th is the date when remittance reports are released and new data on the performance of loans becomes available. Each month investors study the latest performance trends to as

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