Piero Bassu, head of credit risk at intermediary and all status lender Platform, is pleased to relate that when the credit crisis struck, "we didn't have a panic attack. If you looked at our particular strategy, our cutting back on risk and products has been rational. We didn't wake up one day and say, 'right, let's reduce everything to 75% LTV'".
Having Britannia Building Society as a parent company has helped Platform keep its lending policies and risk appetite under check, says Bassu. Although