Like many Brits I've revelled in the self-flagellation of the last two years. Every time I look at my mortgage statement (albeit with a 0% interest rate... gloat, gloat) I kick myself for not doing more to get rid of it when the good times were rolling. I'm close to the decade of your life where your mortgage feels like a massive personal loan rather than some nominal gargantuan figure that will be sorted out in another lifetime. I won't make that mistake in the next boom.
The next boom, I hear