When the credit crisis struck, we didn't have a panic attack. If you look at our particular strategy, our cutting back on risk and products has been rational. We didn't wake up one day and say 'right, let's reduce everything to 75% LTV'," says Piero Bassu, head of credit risk at Platform.
Having Britannia Building Society as a parent company has helped Platform keep its lending policies and risk appetite under check, explains Bassu. Although he is reluctant to describe the company as a conservati