Regulatory Update

Medical data use banned in US – In late April, US regulators issued a proposed rule under the Fair Credit Reporting Act (FCRA) that would incorporate a statutory prohibition on obtaining or using medical information in connection with credit-eligibility determinations and create certain exceptions to be applied in limited circumstances. Section 411 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) amends the FCRA to provide that a creditor may not obtain or use medical info

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