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Private banking has become somewhat commoditised and impersonal. That’s the view of Investec Private Bank anyway. As a result, the bank has decided to keep its operation focused on family office groups and the top end of the high-net-worth individual market. And Kim Hillier, the bank’s London-based co-head and chief investment officer, has no plans “to take over the wealth management world.”

At present, the bank has an investment team of 11 in London, a couple in the Channel Islands, and Swiss r

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