Xiaohui Chen (born 1974) has a PhD in economics and is an associate professor of economics at Yibin University. He has published more than 20 papers, participated in three scientific research projects and published two monographs. The National Social Science Fund project he participated in (research on risk management and control of China’s response to the deep integration of technology and finance in the era of big data; project No.: 18BJY227) ended with outstanding achievements in 2021. His research interests are fintech, the digital economy and financial regulation.
This study focuses on the foundational technology of fintech to address the challenges posed by its specific form of risk.