Vijay Krishnaswamy is a Partner and Heads the Enterprise Risk Management of Hymans Robertson, a boutique consulting firm in the UK. He has over 14 years of experience. He is a seasoned risk and capital professional with a unique international background spanning banking, consulting and regulation. He is also a regular speaker at industry conferences. His previous roles included working for the Financial Services Authority (FSA) overseeing a number of programmes to implement best practice in the regulator’s own bank-wide stress testing models as well as reviewing ICAAPs and stress tests of UK banks. He also set up and co-chaired the FSA’s internal model governance committee. In his consulting career including with KPMG, he worked with a range of financial institutions across the world on diverse topics in financial risk and capital, including model development and validation, reverse stress testing, capital management, planning and budgeting, and supporting regulatory applications. Prior to that, his industry experience spans a variety of roles in the front office, credit analysis, risk analytics and project management with Standard Chartered Bank and ANZ Banking Group. He holds a bachelor’s degree in mathematics and an MBA in Finance from the Indian Institute of Management Ahmedabad.