Lars Hupel

Giesecke+Devrient

Lars Hupel is Chief Evangelist at Giesecke+Devrient. A software engineer with an interest in modern payment services, Lars is frequently invited to public lectures and workshops for banks and central banks to speak on digital currency. Lars takes a particular interest in security, offline payments, and financial inclusion. Lars holds a PhD degree in the field of logic and verification.

Articles by Lars Hupel

Journal of Financial Market Infrastructures

Original research

A money view of offline payment functionality

This paper investigates proposals on equipping payment systems with offline functionality, and offers suggestions on what an offline-capable instant payment system should look like.

05 Aug 2026

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