University of South Wales
Kumbirai Mabwe (Kumbi) is a senior lecturer at the University of South Wales, she teaches on Risk, Finance and Financial Services courses. She has a PhD in Operational Risk Management (specifically focusing on people risk), Master of Research (Bus & Management) from Glasgow Caledonian University. She also has MSc Investment Analysis from the University of Stirling and an Honours Accounting Degree from the University of South Africa. Dr Kumbi previously lectured at the University of Fort Hare in South Africa, Glasgow Caledonian University and has also worked in HSBC Markets and Pricing Department in Stirling.
Her current academic interests relate particularly to the nature of risk in financial services, bank performance, risk governance and people risk in the context of operational risk management.
Operational risk and the three lines of defence in UK financial institutions: is three really the magic number?
This paper examines the three lines of defence in the context of ORM in UK financial institutions.