Galina Andreeva is a Senior Lecturer (Associate Professor) in Management Science at the University of Edinburgh Business School. Prior to her current position, Dr. Andreeva worked at Bank of Scotland and held the prestigious ESRC post-doctoral fellowship. Her research evolves around credit risk of individuals and small businesses (SMEs) using advanced statistical and machine-learning techniques. She has investigated the algorithmic bias, the profitability of individual accounts in consumer credit, explored the performance of UK SMEs through the credit crisis, inferred the effect of management capability on SME credit performance. Dr. Andreeva has published in top journals. She has led and collaborated on a number of research and consultancy projects in credit risk and risk analysis.
Small and medium-sized enterprises that borrow from "alternative" lenders in the United Kingdom: who are they?
This study provides a general overview of the external financing landscape for the UK SMEs and an exploratory analysis of the SME portfolio of one of the alternative lenders in the United Kingdom.