First person: The challenge facing the banking industry

Resolving regulation

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For 28 years I have been working within the custody industry. Over that time, there have been many challenges facing the industry; among them the de­materialisation of securities, the introduction of Swift as an important tool, explosive growth in cross-border activity and the emergence of remote membership arrangements, to mention just a few.

I cannot, however, remember a point in time where the general outlook has been more challenging than it is now. In the aftermath of the credit crunch, the

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