Insurance Risk
Rekindled affection: transitional measures spur equity rethink
Some firms increasing holdings to benefit from grandfathering
Standard formula: how different is too different?
Insurers must demonstrate standard formula is appropriate. But what this means is sometimes unclear
Matching adjustment: PRA note clarifies and criticises equally
UK regulator sets out cashflow needs, but restates old concerns
‘Unpleasant surprise’ casts shadow over SII adjustments
Eiopa calculations show unexpected increase in fundamental spread
Europe's life firms eye carry trade to ease pain of low rates
Insurers repurpose strategy used successfully by Japanese peers
Capital charges no obstacle to infra investment – Montalvo
Regulator: poor risk-return the real barrier to insurers becoming more active
PRA letter on equity release leaves insurers puzzled
Internal structures allowed, but firms pushed towards internal models
Life in the Solvency II spotlight
Analysts will want to look beyond transitional measures
US insurers under pressure to ramp up modelling frameworks
US insurers reviewing models as regulations begin to bite
The tensions behind Hong Kong's RBC compromise
Large and small firms take different views of best way forward
DNB takes firm line on matching adjustment repacks
Structuring of assets must remove residual prepayment risk
Commission hopes to cut infrastructure charges before 2016
Aggressive timetable outlined for reassessment of infrastructure capital charges
Solvency II actuarial role lacks clarity, say critics
Country differences could add expense and create confusion
Clash of rules threatens to split Swedish insurers
Firms will face difficult choices when joint insurance-pensions regime ends
Conduct risk: put customers first says Eiopa's Bernardino
Regulatory scrutiny will go deeper than point of sale
Hong Kong RBC proposals could lead to inconsistency – Axa Asia CRO
Proposals diverge from market-based approach
In limbo: insurers await PRA views on matching adjustment
Industry hoping for favourable outcome from pre-applications
Internal model firms tested by delays on equivalence
European parliament urges commission to act
MetLife Sifi fight draws in state regulators
Insurance commissioners say views ignored by federal agencies
Insurers struggle to manage risk of infrastructure U-turns
Mitigating political risk is tough, but more can be done
Lessons from Japan for Europe's life firms
Insurance failures at the end of the 1990s show how not to survive low rates
Terrorism risk act poses challenges for US monolines
Higher loss trigger will force smaller insurers to reassess risk appetite
Bottom of the class: Eiopa stress-test underperformers compared
How firms and regulators are responding to pressures highlighted by November survey
Ignore Eiopa's stress test results at your peril
Worst-case scenario looks worryingly possible