Apple credit card acquisition pushes JP Morgan above Collins floor

- Lorenzo Migliorato
- 26 Jan 2026

JP Morgan has broken free of the Collins floor for the first time in nine years, following a 6.1% increase in its advanced approach risk-weighted assets (RWAs) during the fourth quarter of 2025.

Total RWAs calculated using the bank’s internal models rose $117 billion to $2.05 trillion as of end-December, compared with an increase of $48 billion to $1.98 trillion under the standardised approach. It

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