Retail banking performance improves Groupe BPCE cost of risk

French bank Groupe BPCE cut its cost of risk by €107 million ($126 million) in the first quarter of 2018, indicating an improvement in the quality of its loan book.  

The French bank posted a total cost of risk – annualised net impairment provisions divided by gross loans outstanding – of €259 million at the end of March, a 29% decline from the same period a year ago when loan charges amounted to €366 million.

Expressed as a ratio, the cost of risk fell from 22 basis points to 16bp year-on-ye

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