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Operational risk

ING becomes latest member of helping hand scheme

Financial services group ING on October 19 agreed terms with the Dutch government for a €10 billion capital injection, becoming the latest beneficiary of the state-supported recapitalisation process underway in Europe and the US.

Understanding 'true LTV'

Risk management is now top of the boardroom agenda for mortgage lenders across the globe. Mark Witherspoon of UKValuation explains why understanding the concept of 'true loan-to-value' is a key element of any lender's approach to risk management

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