Changing times mean a tougher job for op risk managers

Wave of organisational change at major banks heightens operational risk exposure

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Even before the results of the UK's referendum on its membership of the European Union became apparent in the early hours of June 24, the global financial services industry had been going through a period of momentous change.

The financial crisis and ensuing regulatory response has caused many of the world's largest banks to embark on organisational change programmes. Faced with declining revenues, they have sought to focus on core areas, including retail banking and corporate lending, while

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