Risk is crucial to a bank’s reputation – Nigel Williams, ANZ


Stroll down a street in Ho Chi Min City or Hanoi and ANZ's blue and white livery is the international bank logo you are most likely to bump into. The Melbourne-based bank made a decision on a "super-regional strategy" in 2007, with a clear focus on growth in Asia-Pacific.

The firm capitalised on Royal Bank of Scotland's difficulties in August 2009 when it acquired the retail, wealth and commercial businesses of Royal Bank of Scotland in Taiwan, Singapore, Indonesia and Hong Kong, and the

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