Basel II will trim riskier mortgages in UK

Introduction of the Basel II capital requirements is going to affect the large, higher risk UK mortgage market. Peter Williams of the Intermediary Mortgage Lenders Association, says: “It will inevitably make lenders think about their pricing or re-assess their priorities altogether.” Lenders will be required to detail assessments of risk exposure, and as many lenders price products against capital-market costs rather than risk exposure it is unclear what the effect on them will be, according to

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact or view our subscription options here:

You are currently unable to copy this content. Please contact to find out more.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to View our subscription options

You need to sign in to use this feature. If you don’t have a account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account here