The big picture
How does one depict a risk profile? What does effective risk governance look like? For the very reason risk is uncertain and its value is subject to wide ranges of interpretation, advancing the response to risk - corporate governance on the inside and regulatory oversight from the outside - requires more than improving metrics and managing what is measurable.
Banks underestimated the risk they took, and regulators failed to recognise both the mismanagement and the magnitude of it. Accountants
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